FHF CAPITAL PLC is fully committed to Responsible and Sustainable Finance in Cambodia. As a financial institution licensed by the National Bank of Cambodia (NBC), we strictly adhere to national laws, regulatory standards, and the Cambodian Sustainable Finance Principles. Our focus is to promote environmental stewardship, social protection, and strong governance practices across all financing activities, especially in supporting education and small enterprise development.

We prioritize the well-being of communities, protect the environment, and promote ethical business conduct by actively assessing, preventing, and mitigating any potential risks associated with clients’ businesses or funded activities.

Therefore, all clients and business activities financed by FHF CAPITAL must comply with the following requirements:

✅ ESG Compliance Requirements

• Compliance with Cambodian environmental and social laws and regulations
• Adherence to responsible lending practices and consumer protection principles
• Avoidance of activities that could cause harmful environmental or social impacts
• Respect for labor rights and community health and safety standards
• Ethical business conduct and zero tolerance for illegal activities

Environmental & Social Exclusion List

FHF CAPITAL will not finance any business or activity that may cause unacceptable environmental or social harm, including but not limited to:

1️. Environmental Risks & Pollution

• Deforestation, illegal logging, or activities harming protected natural resources
• Filling lakes, rivers, or natural waterways
• Improper disposal of hazardous chemicals or severe pollution of air, water, or soil
• Activities generating large-scale untreated waste or excessive greenhouse gas emissions

2️. Labor Rights & Human Safety

• Human trafficking, exploitation of migrant workers
• Child labor or forced labor in any form
• Unsafe working environments involving hazardous materials
• Activities that endanger local community health or safety

3️⃣ Resource Misuse & Inefficiency

• Excessive waste of energy, water, or natural resources
• High-impact activities that threaten biodiversity and ecosystems

4️⃣ Land Rights & Indigenous Protection

• Illegal land acquisition, land disputes, or forced resettlement
• Activities harmful to indigenous communities or cultural heritage

5️⃣ Prohibited & Illegal Activities

• Weapons and munitions production or trade
• Gambling, prostitution, illegal entertainment operations
• Wildlife trafficking or trade in protected species
• Radioactive material trade (except permitted low-risk use)
• Production or trade of goods banned by Cambodian law or international conventions
• Trade in tobacco or high-alcohol beverages (excluding beer/wine)
• Production or use of unbounded asbestos
• Drift-net fishing with nets above the legal limit
• Any activity violating Cambodian laws, regulations, or ethical norms

Our ESG Vision

FHF CAPITAL aims to:

• Support education and human resource development
• Promote sustainable entrepreneurship and job creation
• Strengthen community well-being and financial inclusion
• Contribute to Cambodia’s green and resilient economic growth

By integrating ESG principles into our business decisions, we ensure that our financing solutions not only empower students and entrepreneurs, but also contribute positively to the environment, society, and future generations.