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Micro & Small Business Loan

Micro & Small Business Loan

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Empowering Entrepreneurs to Grow and Succeed

FHF CAPITAL’s Micro–Small Business Loan is designed to help entrepreneurs and small business owners access the capital they need to start, strengthen, or expand their businesses. Whether it’s purchasing equipment, increasing inventory, or improving cash flow, we provide flexible financing solutions tailored to your business goals.

With quick processing, reasonable interest rates, and no excessive paperwork, FHF CAPITAL stands beside Cambodia’s hardworking entrepreneurs — helping them turn ideas into opportunities and build a stronger local economy.

Conditions:

Who Can Apply?

  • Micro and small business owners operating legally in Cambodia.
  • Entrepreneurs seeking capital to start or expand their business activities.
  • Self-employed individuals with a stable source of income.
  • Family businesses or partnerships with regular cash flow and growth potential.
  • Women and youth entrepreneurs who wish to build or grow their enterprises.

Financing Purpose:

  • Business startup or expansion capital.
  • Purchase of equipment, tools, or machinery.
  • Working capital for inventory, raw materials, or daily operations.
  • Shop renovation, improvement, or relocation.
  • Transportation or delivery vehicle purchase.
  • Repayment or consolidation of higher-cost informal loans.
  • Investment in technology or digital tools to improve efficiency.
CurrencyKHRUSD
Loan amount per request2 million -  40 million500 – 10,000
Loan TermUp to 84 months 
Repayment modeAnnuity or Declining 
Monthly Interest Rate1.5% 

Documents Required:

  • Copy of National ID Card (Borrower and Co-borrower, if any)
  • Copy of Family Book or Residence Book
  • Copy of Business License or Relevant Operating Permit (if available)
  • Recent Photos of the Business Location
  • Proof of Income or Cash Flow Record
  • Bank Statements for the Last Three (6) Months (if applicable)
  • Real Estate Property Document (Soft or Hard Title) – may be required depending on loan amount and assessment

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