This student story reflects how education financing from FHF CAPITAL PLC played a vital role in supporting higher education and easing financial pressure for a young Cambodian student.

Ms. Oeun Sreysean, currently residing in Dangkor District, Phnom Penh, completed her secondary education at Hun Sen Prek Kampoes High School and Seripheap High School. After not passing the Grade 12 national examination in the science stream, she pursued further studies through alternative entry and successfully enrolled in an Associate and Bachelor’s Degree in Public Administration at the Cambodian University for Specialties (CUS).

During her second year at university, Ms. Sreysean began working to help support her family and gain practical life experience. Despite earning an income, her monthly expenses and family responsibilities made it increasingly difficult to manage tuition payments. By her final year, the pressure intensified as the university could not delay the remaining tuition fees.

To overcome this challenge, she decided to apply for a student loan from FHF CAPITAL to cover the full tuition for her final academic year. The loan enabled her to continue her studies without interruption, while the affordable monthly repayment structure helped reduce financial stress.

Ms. Sreysean shared that the loan application process was simple, transparent, and student friendly. Required documents were readily available, staff provided clear guidance, and the interest rate and repayment period were reasonable. Digital document submission further saved time and costs, and notably, no collateral was required, making the loan accessible to students from modest backgrounds.

She also appreciated the friendly service, repayment reminders before due dates, and fast billing process, which helped her stay organized and responsible with her finances.

“Once we clearly understand the loan conditions and our repayment capacity, the pressure disappears. Borrowing should always have a clear purpose and strong responsibility,” she reflected.

Today, Ms. Sreysean proudly completed her Bachelor’s degree—an achievement made possible through timely financial support. Her story demonstrates how responsible student loans from FHF CAPITAL do more than ease financial burdens; they protect educational opportunities and invest in the future of Cambodia’s youth.